One of the conditions you can invest is to have money. But, it doesn’t close the possibility for you to still be able to invest. You only need to know the ‘rules of the game’. Even though the amount of money you invest a little, you also have to know the risks and opportunities that you will meet later.
Investment is not a field to seek wealth, even though many wealthy investors actually. Useful investment to maintain your financial stability. Although it can’t make billions of dollars, low-risk investments can still save you from poverty in the future.
Planned savings. Many banks have savings plans. This program is perfect for those of you who have difficulty setting aside money to save and invest. To be able to invest, you have to have at least enough money to cover your living expenses for six months. Now, to collect the money, you can register yourself with one of your trust banks. Just say you want to list savings plans. Well, later, every month the bank will take money from your account to be stored for some agreed time. The amount of money is flexible, according to the agreement.
Mutual funds. After successfully raising money, then you can make an investment. We recommend that you choose a low-cost investment, such as a mutual fund. Mutual funds are one type of investment that does not require large capital. With a salary of three million you can already invest. You can even invest with only Rp 100,000 at certain banks. You only need to find out which bank information provides a small monthly contribution limit.
Exchange-traded funds or commonly known as ETFs are actually similar to mutual funds. But buying and selling transactions are carried out on the exchange, like stocks. Investing in ETFs actually you invest in mutual funds that are traded like other stocks. If you invest in shares, you must buy shares according to the minimum lot amount. This means you need a lot of money. But by investing in these ETFs, you can invest your money in small amounts. And your broker won’t ask for a commission.
Buy shares directly from the company concerned. If you still want to invest your money in stocks, as much as you want to buy shares directly from the company. For example, you see the shares of company A go down, and you want to buy it. Ask directly on the company. Don’t go through brokers, because they will ask the commission to ‘play’ the shares you have.
The four ways above make it easy for you to invest. Even though you don’t have a lot of money, you can still invest. So that your financial situation can be saved a few years from now. After you benefit from the investment, you can use it partly for your needs and the rest you can invest again.